The Sunshine Bank of Florida just extended a 5-year loan to a commercial firm for financing the purchase of a new delivery truck. Which of the following wouldNOTbe considered a "restrictive covenant" inserted in the loan agreement?

Group of answer choices

The firm must maintain a minimum liquidity ratio of 2/1.

The firm must increase its profits by a minimum of 10% each year during the life of the loan.

The firm cannot contract additional debt during the life of the loan.

All of the above are considered restrictive covenants