The textbook states that one of the key services banks provide is maturity intermediation: what does this phrase mean? (Choose one of the answers below.) The efficiency with which banks provide payment services to the economy Banks keep lots of cash on hand Banks borrow money in the form of short-term deposits and use it to make long-term loans, creating a mismatch between the maturity of their assets & liabiities O Banks gather small deposits and use them to make large investments