The Total 13. The Sales/Assets ratio is an indicator of Debt/Total Assets (D/A) ratio is an indicator of a. asset efficiency; operating cost control O b. operating cost control; asset efficiency O c. interest and tax expense control; asset efficiency O d.operating cost control; interest and tax expense control O e. asset efficiency: capital structure 25. Julie says that accounts payable and accruals are free financing while notes payable are not free financing. Sean says that companies should try to hold as much cash in the bank as possible since cash is king. O a. Julie is correct; Sean is correct O b. Julie is incorrect; Sean is incorrect O c. Julie is correct; Sean is incorrect o d. Julie is incorrect; Sean is correct