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The Truth-in-Lending law: 1) requires the lender disclose the APR on a mortgage loan 2) requires the lender disclose the total finance charges on a

The Truth-in-Lending law:

1) requires the lender disclose the APR on a mortgage loan
2) requires the lender disclose the total finance charges on a mortgage loan
3) provides for penalties for failure to accurately disclose the APR
4) all of the above

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