The type of mortgages that allow older homeowners to draw equity out of their residence are called what?

1)	a conventional loan

2)	a reverse mortgage

3)	a purchase money mortgage

4)	a package mortgage

After a foreclosure, if all funds have not been recovered, the bank may seek which of the following to collect the remaining funds?

1)	a non-judicial foreclosure

2)	a power of sale

3)	a nonlitigious responses to default

4)	a deficiency judgement