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The use of credit scoring in underwriting and pricing auto insurance A. has never been shown to be predictive of insurance loss experience. B. is

The use of credit scoring in underwriting and pricing auto insurance

A.

has never been shown to be predictive of insurance loss experience.

B.

is illegal under federal law because it discriminates against lower-income drivers.

C.

is utilized primarily because it reflects the driver's ability to pay premiums.

D.

None of the above,

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