1. The value of money: -

1. Appreciates with time
2. Depreciates with time.
3. Remains the same over time.
4. None of the above.

2. Which of the following investment options provide healthy returns but low liquidity?

1. Stock.
2. Mutual fund.
3. Real property.
4. Bond.

3. Capital Gain: -

1. Is an increase in capital assets value.
2. Is considered to be realized on asset sale.
3. May be short or long term.
4. All of the above.

4. Suppose you have RM100 in a savings account earning 2 percent interest a year. After five years, how much would you have?

1. RM110.41
2. RM110.00
3. RM100.00
4. RM110.52

5. If the nominal rate on your savings account is 1 percent a year and inflation is 2 percent a year. After one year, would the money in the account ___________.

1. buy more than it does today
2. exactly the same
3. less than today
4. cannot be determined