The vector $\frac{1}{2}{v}_1$ is a linear combination of the vectors $v_1$ and $v_2.$

True

False

All of the following are ways to potentially improve your loan terms EXCEPT:

Comparing loan offers from different lenders

Making a down payment on the loan

Offering collateral to the lender

Choosing a longer loan term$-$or time period$-$to repay the loan