The Wells Fargo scandal began unraveling in September 2016.Federal regulators divulged that Wells Fargo employees created millions of secret bank and credit card accounts without customer approval.They received a $185 million fine and revealed that they had fired 5,300 employees because of the fraud.Fast forward to 2018, the scandals continue to mount for this company.

Regulators have fined Wells Fargo for their unethical business practices. Do you believe that regulators have done enough to deter Wells Fargo from repeating this behavior or do you believe that regulators have failed and are allowing Wells Fargo to continue the status quo? What is your proposal? Support your answers by citing research on the case.