The year, $2024$ has been exciting for the Modest family as last week, on April $17$th$,$ Rich Modest won the lottery for $$1$ million dollars! Rich has been a saver but never thought of pushing the saving concept on his family, which he regrets. It is therefore with this lottery money, that he thought its best use would be to gift each family member money but only if they used it to contribute to their Tax$-$Free Savings Account $($TFSA$).$ So far, Rich is the only one with a TFSA where he has contributed the maximum each year except for this year's contribution which he still has to make. No other family member has made any TFSA contributions, and each will need to open a TFSA account $($if they are eligible$).$ Rich has asked you to help him determine the maximum amount permitted under the TFSA rules for each family member and to provide him with the family's total TFSA contribution that they could contribute for $2024.($Hint: consider carryforward balances$).$

Rich Modest $($father$)$ turns $65$ on December $13,2024$

Alexia $($mother$)$ turns $58$ on November $10,2024$

Santo and Aitana $($Rich$$s parents who live with them$)$ both are $85$ with birthdays in October.

Children:

Beth turned $20$ on April $1,2024$

Twins: Lena turned $18$ on December $31,2023,$ and Keira turned $18$ on January $1,2024$

Vivianne just celebrated her $17$th birthday on April $20,2024$

TFSA dollar limits and cumulative totals

Select one:

a$.$

$$420,000$

b$.$

$$332,000$

c$.$

$$427,000$

d$.$

$$345,000$

e$.$

$$339,000\backslash$table$[[$TFSA Dollar Limits and Cumulative Totals,$],[2009-2012,2013-2014,2015,2016-2018,2019-2022,2023,2024,2025$ estimated$],[$$$5,000,$$$5,500,$$$10,000,$$$5,500,$$$6,000,$$$6,500,$$$7,000,$$$7,000],[$$$20,000,$$$31,000,$$$41,000,$$$57,500,$$$81,500,$$$88,000,$$$95,000,$$$102,000]]$