Thea works in a bakery and makes $40,000 annually. She has a disability insurance policy that pays a monthly benefit of $2,000 in the event of disability. The policy has a 60-day waiting period and 2year benefit period. Thea is injured in a serious car accident and qualifies for benefits under her policy. After 24 months, she returns to work. What are the total amount of benefits received by Thea under her policy? a) b) $40,000 $44,000 $48,000 $52,000