- Their financial records report a combined gross before-tax annual income of $105,000 and current (pre-mortgage) installinent loan, credit card, and car loan debt of $1,531 per month. - Their property taxes and homeowner's insurance policy are expected to cost $2,450 per year. - Their best estimate of the interest rate on their mortoage is 7.5%, and they are interested in obtaining a 15 -year loan. - They have accumulated savings of $56,500 that can be used to satisfy the home's down payment and dosing costs. - The lender requires a miramum 20% down payment, and instalment loan affordablhy ratios that range from a minimum of 33% to a maxomum of 38%. A table of monthly payments (necessary to repay a $10,000 toan) follows. ome is true? Oivia and Anthory qualdy to puachase thes $245,000 target home according to the Installment Dobt Aftordabaty Worksheot criterion cutenon. - Their financial records report a combined gross before-tax annual income of $105,000 and current (pre-mortgage) installinent loan, credit card, and car loan debt of $1,531 per month. - Their property taxes and homeowner's insurance policy are expected to cost $2,450 per year. - Their best estimate of the interest rate on their mortoage is 7.5%, and they are interested in obtaining a 15 -year loan. - They have accumulated savings of $56,500 that can be used to satisfy the home's down payment and dosing costs. - The lender requires a miramum 20% down payment, and instalment loan affordablhy ratios that range from a minimum of 33% to a maxomum of 38%. A table of monthly payments (necessary to repay a $10,000 toan) follows. ome is true? Oivia and Anthory qualdy to puachase thes $245,000 target home according to the Installment Dobt Aftordabaty Worksheot criterion cutenon