THERE ARE 3 QUESTIONS, PLEASE TRY AND ANSWER ALL.

1.Which term is the ability or power of an item to perform a service or meet a need?

a. demand

b. utility

c. scarcity

d. tranferability

2.Appraisers are reprimanded if they fail to use FHA guidelines when preparing an appraisal for:

a. personal propery loans

b. Ginnie Mae loans

c. FHA-backed loans

d. VA loans

3.Which of the following sections in the ETHICS RULE discusses the disclosure of certain fees and commissions, identifies prohibited compensation arrangements, and discusses certain prohibited advertising and solicitation issues?

a. conduct

b. management

c. confidentiality

d. maintenance