There are many ways to estimate how much life insurance you need. The DINK method looks at a married couple that has Dual Income and No Kids. Assume Brad and Kelly fall into this category. They have $$370,000$ left on their mortgage, $$26,000$ in car loans, $$4,000$ in credit card debt, and $$32,000$ in student loans. They expect their funeral will cost $$9,000.$ According to the DINK method, how large of an insurance policy should Brad and Kelly both take out?