There are three parts to Question 22. All questions here must be answered. Please clearly outline which question you are answering by clearly labelling it as a, b or c. Q22a) Banks are heavily regulated. Why is this the case? (5 marks) Q22b) What is bank capital? Define and provide the key functions of this bank capital (5 marks) Q22c) Home loans represent a considerable part of banks' balance sheets. Identify whether these are banks'assets or liabilities. Also identify the process by which banks can get these home loans off their balance sheets (5 marks) There are three parts to Question 22. All questions here must be answered. Please clearly outline which question you are answering by clearly labelling it as a, b or c. Q22a) Banks are heavily regulated. Why is this the case? (5 marks) Q22b) What is bank capital? Define and provide the key functions of this bank capital (5 marks) Q22c) Home loans represent a considerable part of banks' balance sheets. Identify whether these are banks'assets or liabilities. Also identify the process by which banks can get these home loans off their balance sheets