There is a 50.70% probability of an average economy and a 49.30% probability of an above average economy. You invest 32.00% of your money in Stock S and 68.00% of your money in Stock T. In an average economy the expected returns for Stock S and Stock T are 12.50% and 5.90%, respectively. In an above average economy the the expected returns for Stock S and T are 15.10% and 17.60%, respectively. What is the expected return for this two stock portfolio?