There is a choice buy a car $$32\mathrm{.}000$ with $100$financing at $1\mathrm{.}09\%$ APR for $500$ per monthThe car will maintenance in the year worth $525$ and $825$ in the yearThe car will have $30$residual value in the yearon new car is $6$and required rate of return is calculate the cost of Owning this car in year $4$