There is a probability 0.2 that a new law is passed granting some tax credits to small businesses. H it does, we expect investors of Small-Retailers to achieve a return of 0.19. Else, investors may expect a lower return of 0.06. Can you estimate the expected return for investors of SmallRetailers? Type your answer as decimal (i.e. 0.052 and not 5.2\%). Round your answer to the nearest four decimals if needed