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Theresa adds $1,240 to her savings account on the first day of each year. Marcus adds $1,240 to his savings account on the last day

Theresa adds $1,240 to her savings account on the first day of each year. Marcus adds $1,240 to his savings account on the last day of each year. They both earn 9.80% annual interest. What is the difference in their savings account balances at the end of 35 years?

a.$31,457

b.$31,055

c.$1,240

d.$34,539

e.$0

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