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(1 point) Financing a home Richard borrowed 195000 dollars from his bank to help finance the purchase of a house. The bank charges interest a rate of 6.6 percent per year compounded monthly. Richard has agreed to repay the loan in equal monthly installments over 25 years. How much should each payment be if the loan is to be amortized at the end of the term? dollars (round your answer to the nearest cent). How much, in total, will Richard spend on interest charges? dollars (round your answer to the nearest cent). (1 point) (a) Find the interest rate needed for an investment of 21000 dollars to grow to an amount of 32750 dollars in 5 years if the interest is compounded monthly. 8.944 percent per year. (b) How long will it take 21000 dollars to grow to 30936 dollars if the investment earns interest at the rate of 7.2 percent per year compounded monthly? 5.42 years