Think about the money you spend every day. You probably spend the most money at or near the beginning of each month. However, after all the bills are paid, you have what are often referred to as discretionary funds. Thats money you can spend any way you wish. Please tell us on what types of things you spend that extra-or discretionary-money? How will learning the Quicken software help you determine whether you have discretionary funds, and if so, how much each month?