Think of four examples in your organization or from your personal life, or a combination of both, that demonstrate the following:

Present Value (PV) of a lump sum

Future Value (FV) of a lump sum

Present Value (PV) of an annuity

Future Value (FV) of an annuity

Explain your examples, including why they are relevant to your organization and/or personal life. Provide a rationale for interest or discount rates used in your examples.

Your paper should be at least 2 pages, not including Excel output. Use appendices for showing your Excel output. Be sure to have a conclusions section that documents what you learned from this exercise. Finally, be sure to use citations and related reference materials as appropriate.