Third Party Beneficiaries: Randy Jones is an agent for Farmers Insurance Co. of Arizona. Through Jones, Robert and Marcia Murray obtained auto insurance with Farmers. On Jones's advice, the Murrays increased the policy's limits over the minimum required by the state of Arizona, except fir uninsure/underinsured motorist coverage, for which Jones made no recommendation. Later, the Murrays' seventeen-year-old daughter, Jessyka, was in an accident that involved both an uninsured motorist and an underinsured motorist. She sustained a traumatic brain injury that permanently incapacitated her. Does Jessyka have standing to bring a claim against Jones and Famrers a a third party to her parents' contract for auto insurance? Explain.

17-8. Third Party Beneficiaries. Randy Jones is an agent for Farmers Insurance Co. of Arizona. Through Jones, Rob- ert and Marcia Murray obtained auto insurance with Farm ers. On Jones's advice, the Murrays increased the policy's limits over the minimums required by the state of Arizona, except for uninsured/underinsured motorist coverage, for which Jones made no recommendation. Later, the Murrays seventeen-year-old daughter, Jessyka, was in an accident that involved both an uninsured motorist and an underinsured motorist. She sustained a traumatic brain injury that perma- nently incapacitated her. Does Jessyka have standing to bring a claim against Jones and Farmers as a third party to her par- ents' contract for auto insurance? Explain. [Lucas Contracting, Inc. v. Altisource Portfolio Solutions, Inc..N.E.2d 2016- Ohio-474 (Ohio App. 2016)] (See Third Party Beneficiaries.) 17-8. Third Party Beneficiaries. Randy Jones is an agent for Farmers Insurance Co. of Arizona. Through Jones, Rob- ert and Marcia Murray obtained auto insurance with Farm ers. On Jones's advice, the Murrays increased the policy's limits over the minimums required by the state of Arizona, except for uninsured/underinsured motorist coverage, for which Jones made no recommendation. Later, the Murrays seventeen-year-old daughter, Jessyka, was in an accident that involved both an uninsured motorist and an underinsured motorist. She sustained a traumatic brain injury that perma- nently incapacitated her. Does Jessyka have standing to bring a claim against Jones and Farmers as a third party to her par- ents' contract for auto insurance? Explain. [Lucas Contracting, Inc. v. Altisource Portfolio Solutions, Inc..N.E.2d 2016- Ohio-474 (Ohio App. 2016)] (See Third Party Beneficiaries.)