This exercise focuses on students' ability to apply a data mining method of logistic regression . Table 1 shows which data analytics consulting team has been assigned which company as its client. Propose an application of the chosen method to your client company. In your application proposal, the number of predictor variables should be equal to 4.

The response variable should be whether or not a BOA customer gets approved for a car loan. Use the attached data sheet to compile evidence. Define each variable, clarify how to measure the variable, and explain its documented or possible correlation with the response variable. Justify, why each proposed predictor can be helpful for the prediction of the response variable in the proposal. Be sure to comment on the potential value or usefulness of your proposed model to your client company.

Cust ID	Age	Experience	Income	ZIP Code	Family	CCAvg	Education	Mortgage	Personal Loan	Securities Account	CD Account	Online	CreditCard
1	35	8	48	42697	2	1.00	2	122	0	0	0	1	0
2	45	20	42	44703	1	1.20	3	281	0	0	0	1	0
3	53	29	132	45020	2	0.30	1	403	0	0	0	0	0
4	53	27	81	41730	3	1.70	2	193	0	0	0	1	0
5	54	29	60	44901	4	3.80	2	181	0	0	0	1	1
6	28	3	45	41105	4	1.70	2	95	0	0	0	1	0
7	58	28	70	42028	1	1.40	3	301	0	0	0	0	0
8	47	21	71	42037	4	2.90	1	0	0	0	0	1	0
9	24	15	28	40089	4	1.00	3	112	0	0	0	0	0
10	27	1	83	40034	2	0.20	1	0	0	0	0	0	1
11	42	18	131	44949	1	3.40	1	0	0	0	0	0	1
12	50	26	82	45051	1	0.00	1	0	0	0	0	1	1
13	41	16	79	45020	1	4.00	3	225	0	0	0	1	0
14	46	21	51	40089	4	1.90	3	301	0	0	0	0	0
15	46	20	111	45307	2	6.30	1	0	0	0	0	0	1
16	51	25	93	40048	1	0.30	1	0	0	0	0	1	0
17	59	35	73	40009	4	2.30	3	150	0	0	0	0	0
18	58	33	24	45616	2	0.50	2	175	0	0	0	1	0
19	37	11	64	46094	3	0.90	2	201	0	0	0	1	0
20	39	14	104	44608	3	1.00	1	242	0	0	0	1	0
21	47	22	38	42866	4	1.90	3	232	0	0	0	1	0
22	51	26	191	44063	1	8.10	1	0	0	1	0	1	0
23	64	34	53	45821	4	1.67	3	410	0	0	0	0	1
24	59	35	74	44402	4	2.30	3	315	0	0	0	0	0
25	55	29	21	42704	4	0.70	3	139	0	1	0	1	0
26	57	32	80	42606	3	1.60	3	144	0	0	0	1	1
27	59	33	41	41711	4	2.50	1	174	0	0	0	0	0
28	42	17	79	42103	1	3.70	3	264	0	1	0	0	1
29	34	9	141	42056	3	6.90	2	260	1	0	0	1	0
30	41	14	32	41605	3	1.00	2	0	0	0	0	0	1
31	43	13	38	45616	3	2.00	3	402	0	0	0	1	0
32	53	29	85	42691	3	1.80	2	0	0	0	0	1	0
33	47	21	93	41604	2	0.80	3	107	0	0	0	0	0
34	49	23	140	40504	1	1.90	3	273	1	0	0	0	1
35	35	9	69	41105	4	2.20	2	0	0	0	0	1	1
36	52	27	32	42028	2	2.00	2	0	0	0	0	0	1
37	53	28	61	42037	4	0.90	1	177	0	0	0	0	0
38	48	22	125	40089	1	2.40	1	0	0	0	0	1	0
39	35	8	30	40034	4	1.00	2	0	0	1	0	0	0
40	52	26	104	44949	2	2.40	2	0	0	0	0	1	1
41	60	35	24	45051	1	0.10	1	0	0	0	0	0	0
42	33	7	22	45020	1	0.40	2	0	0	0	0	0	0
43	38	12	59	40089	2	2.40	2	0	0	0	0	0	0
44	29	4	120	45307	1	4.10	2	0	1	1	1	1	1
45	35	9	164	40048	2	0.00	1	500	0	0	0	0	0
46	26	2	60	40009	4	1.60	1	0	0	0	1	1	1
47	48	24	43	45616	3	1.90	2	0	0	0	0	1	0
48	43	19	70	46094	3	2.33	1	0	0	1	0	0	0
49	60	35	51	44143	2	2.80	1	0	0	0	0	1	0
50	27	3	59	44590	4	1.60	1	0	0	0	0	1	0
51	38	13	129	42037	4	0.30	3	75	1	0	0	1	0
52	40	15	22	45616	2	1.40	2	0	0	0	0	1	1
53	38	14	29	44402	4	0.40	2	120	0	0	0	1	0
54	50	25	18	43106	1	0.40	3	312	0	0	0	1	0
55	38	13	65	41320	3	0.50	3	251	0	0	0	1	0
56	34	9	65	45134	4	1.30	1	0	0	0	0	0	1
57	42	16	38	43437	1	0.20	1	0	0	1	0	0	0
58	60	34	110	42126	2	2.00	1	0	0	0	0	1	0
59	62	37	22	45818	1	1.50	2	111	0	0	0	1	0
60	59	33	43	44234	2	0.30	1	0	0	0	0	0	1
61	49	25	30	42093	4	0.60	1	0	0	0	0	0	0
62	49	23	134	40095	2	6.30	1	0	0	0	0	1	0
63	36	11	32	40064	3	1.30	1	0	0	0	0	0	0
64	33	9	139	40504	1	4.30	1	0	0	0	0	0	0
65	43	17	45	41105	2	0.70	1	0	0	0	0	0	0
66	53	27	62	42028	3	3.00	2	0	0	1	0	0	0
67	57	31	51	42037	4	1.70	2	103	0	0	0	1	0
68	53	27	93	40089	1	0.80	3	313	0	0	0	0	0
69	60	35	122	40034	1	1.30	1	0	0	0	0	0	0
70	34	10	45	44949	1	1.33	1	0	0	0	0	0	0
71	51	26	179	45051	1	8.10	1	0	0	1	0	1	0
72	36	12	64	45020	3	2.80	1	205	0	0	0	0	1
73	63	39	41	40089	2	1.10	1	0	0	0	0	0	0
74	37	13	58	45211	2	0.60	3	104	0	0	0	0	1
75	57	33	64	44132	4	2.20	1	0	0	0	0	1	0
76	52	27	28	43117	3	1.70	2	0	0	0	0	0	0
77	38	8	21	42037	1	0.67	3	294	0	0	0	1	0
78	61	35	60	41711	1	2.80	2	0	0	0	0	1	0
79	31	5	78	42124	2	0.20	1	0	0	0	0	0	1
80	39	13	59	40245	3	0.50	3	156	0	0	0	0	0
81	38	12	59	42121	3	0.50	3	311	0	1	1	1	1
82	46	22	83	40025	4	1.40	2	0	0	0	0	1	1
83	48	22	128	44104	1	5.70	1	0	0	1	0	0	0
84	58	33	95	41770	1	2.60	1	0	0	0	0	1	0
85	50	25	160	45112	4	4.30	3	410	1	0	0	0	0
86	67	41	78	42096	4	2.40	3	308	0	1	0	0	0
87	36	11	184	45051	2	5.10	2	0	1	0	0	0	0
88	30	4	30	40089	3	1.00	1	0	0	0	0	1	0
89	58	33	51	44080	2	1.60	3	123	0	0	0	1	0
90	43	18	35	42647	1	0.60	3	221	0	0	0	0	0
91	31	1	74	42116	4	4.00	3	167	0	0	0	0	0
92	37	11	43	42521	4	1.20	2	0	0	1	0	0	0
93	49	22	23	40032	2	1.00	2	0	0	0	0	1	1
94	27	1	20	44720	4	0.40	1	99	0	0	0	1	0
95	50	25	112	42154	1	0.60	1	0	0	0	0	0	0
96	46	20	74	40064	3	0.70	2	0	0	0	0	1	1
97	49	23	65	44720	2	0.40	3	232	0	0	0	0	1
98	29	5	124	42037	2	0.20	1	0	0	0	0	0	1
99	55	29	65	45051	3	2.50	1	276	0	0	0	0	0
100	61	37	73	45020	3	2.00	3	285	0	0	0	0	0
101	45	19	8	40089	2	0.10	3	326	0	0	0	0	1
102	33	8	53	45211	3	2.30	1	76	0	0	0	1	0
103	63	39	131	42521	3	2.60	3	229	1	0	0	1	0
104	32	6	13	41040	4	0.30	1	0	0	1	1	1	1
105	42	17	60	43118	1	2.40	1	98	0	0	0	1	0
106	51	27	45	45020	1	1.60	2	82	0	0	0	1	0
107	44	20	39	40089	2	2.10	3	119	0	0	0	0	0
108	33	6	78	45307	4	2.00	2	88	0	0	0	0	0
109	39	13	43	40048	3	0.50	3	112	0	0	0	1	0
110	56	30	31	40009	2	0.30	1	109	0	1	1	1	1
111	28	3	118	45616	3	2.40	2	161	1	0	0	0	0
112	43	17	82	46094	3	0.10	1	0	0	0	0	1	0
113	30	6	112	44143	3	2.50	1	0	0	0	0	1	0
114	34	8	10	44590	1	0.40	2	0	0	0	0	1	0
115	26	1	18	42037	2	0.90	3	95	0	0	0	0	0
116	58	32	72	45616	3	0.30	2	0	0	0	0	1	0
117	43	19	72	45193	4	0.20	3	0	0	0	0	1	0
118	40	14	78	41103	1	5.20	1	0	0	0	0	1	0
119	54	30	78	46001	3	1.80	2	92	0	0	0	0	0
120	44	19	30	41423	1	0.50	3	154	0	0	0	1	0
121	54	28	45	45008	3	1.40	1	0	0	0	0	0	1
122	39	14	80	40502	2	0.40	1	0	0	0	0	0	0
123	59	35	174	42660	1	4.70	1	0	0	0	0	1	1
124	53	29	51	42152	2	3.20	3	178	0	0	0	1	0
125	32	8	181	44596	1	6.00	1	0	0	0	1	1	1
126	40	14	78	44720	4	1.40	2	194	0	0	0	1	1
127	54	29	79	40025	3	1.60	3	155	0	0	0	0	0
128	27	3	119	40640	1	5.40	1	118	0	0	0	1	0
129	63	39	49	43943	4	1.20	2	109	0	1	1	1	1
130	26	0	83	41360	3	3.90	2	0	1	0	0	1	0
131	33	7	100	45051	1	2.70	2	126	0	0	0	1	0
132	43	19	70	41711	3	2.33	1	0	0	0	0	1	0
133	57	32	52	42124	3	0.50	2	0	0	0	0	1	0
134	26	2	12	40245	4	1.00	1	0	0	0	0	1	0
135	55	30	82	42121	4	1.30	3	219	0	0	0	0	1
136	30	4	34	40025	2	0.30	2	0	0	0	0	1	1
137	63	37	112	44596	4	2.40	3	167	0	0	0	1	1
138	55	25	42	41304	3	1.00	3	182	0	0	0	1	0
139	35	11	83	44720	2	2.20	1	0	0	0	0	0	0
140	45	21	142	44550	1	1.40	2	0	1	0	0	1	0
141	47	23	199	44709	2	6.67	1	0	0	0	0	1	0
142	31	4	29	45351	4	1.50	2	121	0	0	0	1	1
143	56	26	70	41784	3	1.40	3	273	0	0	0	1	1
144	49	24	25	43105	2	0.70	3	215	0	0	0	1	0
145	53	27	84	45616	2	1.10	1	0	0	0	0	1	0
146	62	36	81	45051	3	4.40	1	0	0	0	0	0	1
147	63	37	15	41711	2	0.40	1	0	0	0	0	0	0
148	26	0	54	42124	3	0.30	3	239	0	0	0	1	0
149	59	35	108	40245	4	3.80	2	304	1	0	0	1	0
150	40	16	83	42121	4	2.67	1	0	0	0	0	1	1
151	42	16	62	40025	1	0.70	3	170	0	0	1	1	1
152	29	4	134	44104	2	3.30	1	204	0	0	0	0	0
153	40	16	75	41770	3	2.33	1	79	0	0	0	0	0
154	31	7	109	45112	2	2.00	2	341	0	0	0	0	1
155	35	10	152	43105	2	3.00	1	0	0	0	0	1	0
156	62	36	83	41401	4	2.40	3	0	0	1	0	0	0
157	51	26	52	44080	4	1.80	3	202	0	0	0	1	0
158	32	6	31	40275	2	2.00	3	305	0	0	0	1	1
159	27	3	135	43108	3	2.70	3	449	1	0	0	0	1
160	62	37	98	44706	1	0.90	1	151	0	0	0	1	0
161	66	41	14	45814	4	0.60	2	0	0	0	0	0	0
162	53	27	64	43407	4	2.60	1	0	0	0	0	1	1
163	49	25	109	40401	2	6.80	1	0	0	0	0	0	0
164	65	40	118	41711	1	1.30	1	333	0	0	1	1	1
165	30	5	80	42124	4	2.20	2	0	0	1	0	1	0
166	60	34	51	40245	3	1.40	3	303	0	0	0	0	0
167	30	6	115	42121	4	3.80	2	129	1	0	0	1	0
168	54	28	83	40025	1	2.40	1	0	0	0	0	1	0
169	54	28	90	44104	1	0.30	1	0	0	0	0	1	0
170	37	12	28	41770	4	1.70	1	0	0	1	1	1	0
171	32	7	82	45112	2	2.50	1	221	0	0	0	1	1
172	51	27	24	43105	3	0.40	1	0	0	0	0	1	1
173	46	22	71	41401	2	1.70	1	0	0	0	0	1	1
174	41	17	80	44080	1	0.30	1	0	0	0	0	0	0
175	62	36	109	42037	4	1.70	3	319	0	0	0	1	0
176	54	28	140	41711	1	2.90	1	0	0	0	0	1	0
177	52	27	39	42612	4	0.20	2	0	0	1	0	1	0
178	51	25	39	44010	1	1.20	2	98	0	0	0	1	0
179	24	4	50	44920	3	2.40	2	0	0	1	0	0	0
180	61	35	31	40401	2	0.30	1	0	0	0	0	1	0
181	55	25	35	41711	3	1.00	3	144	0	0	0	1	1
182	37	11	44	42124	4	0.20	1	0	0	0	0	0	1
183	64	38	35	40245	1	0.50	3	0	0	0	0	1	0
184	34	8	20	42121	2	0.30	1	106	0	0	0	1	1
185	31	7	10	40025	4	0.70	2	0	0	0	0	1	0
186	42	18	83	44104	4	2.00	3	381	0	0	0	1	0
187	47	22	203	41770	2	8.80	1	0	0	0	0	1	0
188	29	5	84	45112	3	0.80	1	0	0	0	0	0	0
189	34	8	41	42096	4	0.80	1	0	0	0	0	0	0
190	36	11	164	45051	2	7.80	1	0	0	0	0	1	1
191	34	10	152	40089	2	6.50	1	0	0	0	0	0	0
192	26	2	62	44080	4	1.60	1	0	0	1	0	0	0
193	48	24	12	44707	4	1.00	1	89	0	0	0	0	0
194	47	23	28	44061	4	0.60	1	0	0	0	0	1	0
195	39	13	52	44720	1	2.00	1	0	0	0	0	0	1
196	62	37	19	41343	3	1.30	2	97	0	0	0	1	0
197	34	9	35	44304	3	1.30	1	0	0	0	0	0	0
198	43	19	28	45053	4	0.30	1	96	0	0	0	1	0
199	55	30	70	44904	3	2.00	2	0	0	0	0	1	1
200	65	40	140	42093	1	0.90	1	0	0	0	0	0	0
201	26	0	102	44305	4	2.30	3	251	0	0	0	0	0
202	57	27	50	43950	4	2.00	3	23	0	0	0	1	0
203	32	7	61	44102	3	2.30	1	205	0	0	0	1	1
204	35	9	188	42220	2	3.70	2	259	1	0	0	1	0
205	63	33	178	41768	4	9.00	3	173	1	0	0	0	0
206	49	25	44	44708	4	0.90	2	194	0	0	0	1	0
207	23	11	12	45064	4	1.00	1	0	0	1	0	0	1
208	30	6	69	44305	4	3.40	1	188	0	0	0	0	1
209	43	19	132	40089	1	5.00	1	0	0	0	0	0	0
210	39	14	128	43943	2	3.90	1	196	0	0	0	1	0
211	31	6	44	45616	4	0.80	1	122	0	0	0	1	0
212	65	39	44	42038	1	0.50	3	218	0	0	0	1	1
213	34	8	34	42130	2	2.00	3	156	0	1	0	1	0
214	37	12	132	40089	2	3.90	1	0	0	0	0	0	0
215	62	38	158	40230	2	2.10	1	0	0	0	0	0	1
216	33	9	83	43943	1	0.10	1	0	0	0	0	1	0
217	48	22	28	44720	1	1.40	3	75	0	0	0	1	0
218	33	9	131	40065	3	2.20	3	187	1	1	0	0	0
219	45	19	31	45616	3	0.50	2	0	0	0	0	1	1
220	44	19	40	42350	4	0.00	2	0	0	0	0	1	0
221	37	11	71	44501	2	1.80	1	127	0	1	0	0	0
222	31	5	42	43010	2	2.00	3	136	0	0	0	1	0
223	56	31	35	45211	3	0.10	2	114	0	0	0	0	0
224	30	4	81	44305	2	0.20	1	0	0	0	0	1	0
225	61	35	91	45136	2	2.00	1	0	0	0	0	1	0
226	32	7	129	44720	4	5.20	2	0	1	0	0	0	1
227	51	27	75	45828	1	2.70	1	0	0	0	0	0	0
228	26	1	54	44061	4	0.60	2	230	0	0	0	0	0
229	31	5	43	44720	1	1.50	1	0	0	0	0	0	0
230	43	18	94	44110	4	1.10	2	0	0	0	0	0	0
231	57	32	84	43106	4	1.30	3	185	0	0	0	0	1
232	42	18	34	42653	1	2.00	2	0	0	1	0	0	0
233	48	23	15	44061	4	0.80	1	0	0	0	0	1	0
234	46	21	99	40277	2	3.80	3	194	0	0	0	1	0
235	33	7	15	42152	1	0.40	2	82	0	1	1	1	1
236	45	21	83	44105	4	2.00	3	0	0	0	0	1	0
237	31	6	83	44720	4	1.80	3	0	0	0	0	1	0
238	42	18	143	45630	1	1.70	1	0	0	1	0	1	0
239	56	30	81	40401	4	2.60	3	421	0	0	0	1	0
240	63	39	39	41711	1	1.90	2	0	0	0	0	0	0
241	42	18	158	42124	2	0.40	2	277	1	0	0	0	1
242	50	24	62	40245	1	1.40	3	178	0	0	0	0	0
243	31	6	64	42121	2	0.10	1	0	0	0	0	1	1
244	65	40	29	40025	1	1.50	2	0	0	0	0	0	0
245	60	34	64	44104	3	2.50	1	0	0	0	0	1	0
246	34	10	21	41770	4	0.70	2	0	0	0	0	1	0
247	62	32	142	45112	2	2.80	3	236	1	0	0	0	1
248	56	30	64	43105	3	2.50	1	0	0	0	0	0	0
249	51	25	40	41401	4	1.80	1	0	0	1	0	0	1
250	44	19	61	44080	3	2.70	2	0	0	0	0	0	0
251	41	16	44	42037	1	0.30	3	0	0	0	0	0	0
252	43	16	78	45670	3	2.67	2	161	0	0	0	1	1
253	25	0	25	44596	2	0.90	3	213	0	0	0	0	0
254	40	16	125	41304	2	1.90	1	0	0	0	0	0	1
255	53	29	63	44720	2	1.00	3	276	0	0	0	1	0
256	54	30	54	44550	1	1.60	3	185	0	0	0	1	0
257	36	12	92	44709	2	0.00	1	184	0	0	0	0	0
258	26	2	119	45351	2	0.60	1	381	0	0	0	1	1
259	35	11	40	41784	1	2.40	2	0	0	0	0	1	0
260	29	4	41	43105	1	1.00	1	0	0	0	0	0	0