This is the agreement between an attorney and a client regarding legal representation. Each of the numbered paragraphs in the Retainer Agreement addresses a different issue. For each numbered paragraph in the Retainer Agreement, explain (with some detail) why such a provision would be contained in a Retainer Agreement.

THIS AGREEMENT IS BETWEEN TARA NGUYEN, hereafter referred to as \"Client,\" and OKIMURA AND RESNICK, hereafter re- ferred to as "Attorney.\" This agreement shall govern the respective rights and responsibilities of Client and Attorney, unless a subsequent agreement is made in writing. 1. Claims Covered by Agreement. Client retains Attorney to represent her in connection with a claim for damages for in- juries suffered by Client while riding on a bus owned and operated by the City of Cedar Pines on or about April 4, ____. This Agreement does not cover any other possible related claims that may arise and may require legal services (for example, workers' compensation claims or disputes with Client's insurance company). 2. Services to Be Performed by Attorney. Attorney agrees to perform the following legal services, if necessary, with re- spect to the claim described above: investigation of claim * preparing and filing lawsuit * negotiation trial if judgment is obtained, opposing motion for new trial. Attorney is authorized to associate or employ, at Attorney's expense, other counsel to assist in performing the services required by this Agreement. 3. Services Not Covered by This Agreement. The following services are not covered by this Agreement and if any are re- quired to be done, additional fee arrangements shall be made between Attorney and Client: defending any cross-complaint against Client in connection with above matter * any appeal in the above matter, regardless of who prevails at trial * any retrial ordered after posttrial motion or as a result of a mistrial, or after reversal on appeal proceedings in connection with enforcing any judgment 4. No Guarantee as to Result. Client acknowledges that Attorney has made no guarantee as to the outcome or the amounts recoverable in the above matter. 5. Contingency Fee to Attorney. Client acknowledges that she has been advised by Attorney and is aware that any contingency fee arrangements are not set by law and that such a fee is negotiable between Attorney and Client. Client agrees that Attorney shall be paid thirty-three and one-third percent (33v,%) of any recovery, whether such recovery is by way of settlement, judgment, or compromise and Client agrees this is reasonable. Client further under- stands and agrees that costs and expenses incurred by Attorney shall be reimbursed before the contingency fee is computed. 6. Litigation Costs and Expenses. Attomey is authorized to incur reasonable costs and expenses in performing legal services ur der this Agreement. Client agrees to pay for such costs and expenses in addition to the contingency fee listed in paragraph 5. (a) Particular costs and expenses: The costs and expenses necessary in this case may include any or all of the following: * court filing fees * process serving fees private investigator fees * photographic/graphic artist fees * fees to experts for consultation and/or appearance at deposition or trial jury fees court reporter fees * mail, facsimile transmission, messenger and other delivery charges * transportation, meals, lodging, and all other costs of necessary out-of-town travel * long-distance telephone charges * photocopying (in office) at $.20/page (b) Client's responsibility to costs: Attorney may advance such costs and expenses on Client's behalf but is not obli- gated to do so. Client agrees to reimburse Attorney upon demand for any such advances. Client is responsible for such reimbursement regardless of the status or outcome of the litigation. 7. Effect of Discharge by Client. Client shall have the right to discharge Attorney at any time upon written notice to Attorney. Such discharge shall not affect Client's obligation to reimburse Attorney for costs incurred prior to the dis- charge. Attorney shall be entitled to the reasonable value of legal services performed prior to such discharge to be paid by Client from any subsequent recovery on the claim covered by this Agreement. 8. Attorney's Lien. To secure payment to Attorney of all sums due under this Agreement for legal services, Client hereby grants Attorney a lien on Client's claim and on any recovery Client may obtain, whether by judgment or otherwise. 9. Arbitration of Dispute. Any dispute arising between Attorney and Client regarding fees charged or services rendered under this Agreement, including any claim for breach of contract, negligence or breach of fiduciary duty, shall be resolved by binding arbitration, conducted in accordance with the rules of the American Arbitration Association. Dated: Attorney