This portion of code is looking to see if there is a premium increase or decrease depending on certain factors. Some factors are liabilities like smoking, high risk status, or poor health. Some are assets, like non-smoker, good health and low risk status.

It is asking us to write certain criteria then assign either asset or liability, At the end, we need code that says if there are 3 or more assets, then subtract 15.00 from premium. If there are 3 or more liabilities, then add 65.00 to the premium.

I keep getting the error "Missing Return Statement" at the end of the code and can't figure out why. Can anyone provide some help?

/**

* Calculate demographics-related rate adjustment.

*

* @param inSmoker whether or not candidate is a smoker.

* @param inAge age of candidate.

* @param inHighRisk whether or not candidate is high risk.

* @param inNumTickets number of traffic tickets for candidate.

* @param inHealth candidate health status (Good, Fair, Poor).

* @return double monthly premium adjustment.

*

*/

public static double calcDemogAdj(int inAge, boolean inSmoker,

boolean inHighRisk, int inNumTickets, String inHealth)

{

// Variable to count factors that contribute to premium decrease

int asset = 0;

// Variable to count factors that contribute to premium increase

int liability = 0;

// Variable to hold rate adjustment

double rateAdjustment = 0;

// Determine if demographic data counts toward increase/decrease

if (inAge < 25)

{

++asset;

}

if (inSmoker)

{

++liability;

}

else

{

++asset;

}

if (inHighRisk)

{

++liability;

}

else

{

++asset;

}

if (inHealth == "Poor")

{

++liability;

}

if (inHealth == "Good")

{

++asset;

}

if (inNumTickets == 0)

{

++asset;

}

if (inNumTickets == 3)

{

++liability;

}

// were there enough factors to decrease premium?

if (asset >= 3)

{

rateAdjustment = -15.00;

}

if (liability >= 3)

{

rateAdjustment = 65.00;

}

} Says Missing Return Statement

}