This question is based on Mirandette v. Nelnet, Inc. Sam Mendoza obtains a car loan from USA Bank. He receives the loan's payment schedule, though, from another company called ABC Lending Services, LLC. Because Mendoza did not take a loan out from ABC Lending, he refuses to send in the required monthly payments. If ABC Lending sues Mendoza, who will likely prevail at trial and why? Question 58 options: Mendoza will prevail because in the lending industry, such delegations are implicitly against the public interest. ABC Lending will prevail because a delegation to service a loan from USA Bank to ABC Lending is legal. Mendoza will prevail because Mendoza did not sign a contract with ABC Lending