this: The unemployment rate in Nigeria has been decreasing over recent years, from 5.63% in 2020 to 3.83% in 2022. Despite this, 40.1% of the income-earning population still falls below the national poverty line (CIA, 2024). The country's export earnings have significantly increased, with the balance of payments rising from $39.937 billion in 2020 to $69.091 billion in 2022 (CIA, 2024). This growth is mainly due to natural gas, cocoa beans, and refined crude petroleum exports to key partners like India, Spain, the U.S., China, and France (CIA, 2024)