Thomas is a covered member regarding his firm's attest client, ABC Brokerage Co. Thomas maintains a brokerage account at ABC. Which of the following must be true for there not to be an independence problem here?

I.	Thomas's account is handled according to ABC's normal terms, procedures, and requirements.
II.	Thomas's assets at risk in the ABC account are immaterial to his net worth.

Group of answer choices

Both I and II.

Neither I nor II.

I only

II only.