Three years ago, you invested in the Future Investco Mutual Fund by purchasing 1,000 shares of the fund at a net asset value of $23.00 per share. The fund has a 3% load that you elect to pay in addition to your initial investment to ensure that the full NAV is invested. Because you did not need the income, you elected to reinvest all dividends and capital gains distributions. Today, you sell your 1,100 shares in this fund for $24.55 per share. What is the compounded rate of return on this investment over the 3-year period? Select one: O a. 4.41% O b.3.96% O c. 2.21% O d. 4.46% e. 13.99%