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Time value of money 15} What is the time value of money? 16) Why do we discount when calculating present values? 1?) What is compounding

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Time value of money 15} What is the time value of money? 16) Why do we discount when calculating present values? 1?) What is compounding and how does it work? 18} What exactly is an annuity? 19} What is the difference between an ordinary annuity and an annuity due? so) What is the difference between the eective annual rate and the annual percentage rate, and when should you use which

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