Time value Personal Finance Problem You can deposit $11,000 into an account paying 14% annual interest either today or exactly 5 years from today. How much better off will you be at the end of 20 years if you decide to make the initial deposit today rather than 5 years from today? The future value at the end of 20 years if you deposit $11,000 at 14% today is $. (Round to the nearest dollar.) The future value at the end of 20 years if you deposit $11,000 at 14% 5 years from today is $. (Round to the nearest dollar.) If you invest the $11,000 now instead of waiting for 5 years to make the investment, you would be better off by $ (Round to the nearest dollar.)