To finance his undergraduate studies at Humongous University, Alan Parker obtained a $15,000 student loan from Students First Bank. Parker discontinued his studies at Humongous University in 2013 and has been living with his parents ever since. On December 25, 2015, Parker received a telephone call from Martha Raven, an account manager employed by the Business Collection Bureau. Raven told Parker that Business Collection Bureau had been engaged to collect the loan extended by the Students First Bank. She had begun to outline various repayment plan possibilities when Parker interrupted her to say that he had no intention of repaying a single cent of his student loan and that he would appreciate it if she would refrain from calling him again about the matter. On February 1, 2016, Raven again called Parker at his parents' home. Parker responded to her proposal of an extended repayment plan by reiterating his unwillingness to repay any part of his student loan. Has Raven violated any provisions of the Fair Debt Collection Practices Act?See15 U.S.C. 1692c; 1692g.