To finance some manufacturing tools that it will need over the next 4 years, Lambeau Corporation is considering a lease arrangement. The tools will be obsolete and worthless after 4 years. If purchased, the firm will depreciate the cost of the tools on a straight-line basis over their 4-year life. It can borrow (in $ thousands) $380, the purchase price of the tools, at 7%, or it can lease them and make 4 equal end-of-year lease payments (in $ thouisands) of $140 each. The loan obtained from the bank would be a 4-year simple interest loan, with interest paid at the end of the year. The firms tax rate is 28%. Annual maintenance costs (in $ thousands) associated with ownership are estimated at $45, but this cost would be borne by the lessor if the tools are leased. What is the net advantage to leasing (NAL)? If leasing is more expensive, be certain to place a negative sign before your answer. Present your answer in $ thousands, rounded to one decimal place (e.g., 5.4 or -3.2)