To join the Congressional Country Club in Washington, DC, an individual must first purchase a membership bond for $65,000. In addition, monthly membership dues are $1,250. Suppose Kayla wants to put aside a lump sum of money now to pay for her basic country club membership expenses (including the $65,000 bond) over the next 30 years. She can earn an APR of 9%, compounded monthly, on her investments. What amount must Kayla now commit to the membership?