To limit each of the below risks $-$ explain, using one $(1)$ example, why it is ethically important that the agent holds the appropriate NSW real estate license:

Risk to consumer Risk to agency Risk to industry Personal risk List two $(2)$ penalties for not holding the appropriate Real Estate License To limit each of the below risks $-$ explain, using one $(1)$ example, why it is ethically important that the agent holds the appropriate NSW real estate license.