To purchase a specialty guitar for his band, for the last JJ Morrison has made payments of 123$ at the end of each month into a savings account earning interest at 4.49% compounded monthly. If he leaves the accumulated money in the savings account for another at5.62 % compounded quarterly, how much will he have saved to buy the guitar? The balance in the account will be $ ?. (Round the final answer to the nearest cent as needed. Round all intermediate values to six decimal places as needed.)