To purchase your home 9 years ago, you borrowed $324,000, using a 30 -year fixed rate mortgage loan. The interest rate on the loan is 6.00% per year, compounded monthly. You have made all of your monthly payments on time and in full during these past 9 years. How much do you still owe on the loan today? (Enter your answer to the nearest whole dollar. Do not enter a dollar sign or any commas. For example, if your answer is $123,456.789, enter 123457 . Do not worry if Canvas adds commas.) Question 40 2.5pts Assume you will borrow a sum of money today. The annual interest rate will be 13.5 percent, compounded monthly. The loan must be paid in full in 6 years. Which of the following would enable you to spend the least amount of money over the entire term of the loan? Interest-only loan Amortized loan with decreasing principal payments Amortized loan with equal loan payments Discount loan Balloon loan where 50 percent of the principal is repaid as a balloon payment