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To value the total loss vehicle of the current model year an insurer MUST pay the reasonable purchase price of a new identical vehicle and

To value the total loss vehicle of the current model year an insurer MUST pay the reasonable purchase price of a new identical vehicle and may
A. add an allowance for electronic options destroyed in the accident
B. deduct an allowance for tire wear on a prorated basis
C. deduct an allowance for depreciation based on mileage incurred by the total loss vehicle
D. add an allowance for interior leather upgrades to the upholstery and dashboard of the vehicle
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