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Tobias received an SMS text that falsely said his bank account was overdrawn and to avoid a $ 4 5 fee, he should contact the

Tobias received an SMS text that falsely said his bank account was overdrawn and to avoid a $45 fee, he should contact the bank immediately with an explanation. What type of social engineering attack is this?
a. texting attack
b. SMS phishing
c. smishing
d. IM vectoring

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