Today is January 1,2022 . Roy will use a single premium to purchase an annuity today. This annuity pays $10,000 at the end of each year while Roy is alive. The estimated probability of Roy surviving for the next 4 years is stated in following table. The yield rate is assumed to be j1=15.21% p.a. Calculate the premium value. Round your answer to three decimal places. a. $16947.951 b. $21800.000 c. $16423.894 d. $15343.987