Today is your 20th birthday and you just decided to start saving money so you can retire early. Thus, you are going to save $400 a month starting one month from now. You plan to retire as soon as you can accumulate $1 million. If you can earn an average of 6 percent annually on your savings, how old will you be when you retire? O 54.4 years old 81.4 years old 34.4 years old None of the answers is correct. 0.43.5 years old