Today, you borrowed $3,200 on a credit card that charges a monthly interest rate of 1.5%. How long will it take you to pay off this debt assuming that you do not charge anything else and make regular monthly payments of $90?

a. 83 months

b. 51 months

c. 102 months

d. 62 months

e. 94 months

I tried to calculate and got 37 months which is not an answer choice