Today, you celebrated your 30^th birthday. You just landed a new job at Citi Bank. Citi provides you a 401-k plan, and you decide to deposit $300 every month for 10 years. City matches your 401-k at 50% (matching funds are deposited monthly) , and pays interest at 6% compounded monthly. .At the end of 10 years you change the job to JP Morgan Chase, and you decide to roll-over your entire 401-k to Chase.

At Chase, you contribute 6% of your salary to the 401-k; deposits are made annually.Your starting salary at Chase is $80,000 and you expect to earn 3% pay raise every year.Chase matches your 401-k at 66.6667% (matching funds are deposited annually), and pays interest at 7% per year.You retire from Chase when you reach 65.

You had a hardship withdrawal of $40,000 at age 55.The money was returned to account at age 60.

On your 65th birthday, and you stop contributing to 401-k.

Determine the total account balance (including company match) in your Chase account on your 65^th birthday.