Today's healthcare consumer has more insurance coverage options available than ever before. Managed care organizations have made it so that individuals, on their own (through Medicare or Medicaid) or through their employers, can select healthcare coverage plans that best align to their needs. Everyone's family dynamic, income, and needs are different, and making choices regarding healthcare coverage allows people to make decisions based on those differences. Some people would prefer to pay more up front so that they don't have to pay as much on the back end. Others think about addressing health conditions that may be existing. Health insurance is not a one-size-fits-all. What are some of the things that should be considered when making decisions about what health insurance is best for you? Explain.

Respond to 2 or more of your colleagues' postings by:

• Building on something said by your peers
• Explaining how and why you see things differently
• Asking a probing or clarifying question
• Validating an idea with your own experience