Tom Adams has received a job offer from a large corporation, and he is expected to work for 25 years for them. His salary will be $63,000 each year for the next 25 years. He will receive his annual salary in advance, at the beginning of each year. Besides, he will receive a bonus equal to 15% of his annual salary at the end of each year for 25 years. To make the offer attractive to Tom, the corporation also proposed to pay two 30,000 bonuses at years t=10 and t=20. What is the present value of the offer if the annual discount rate is 8.16%? (Draw the timeline)