Tom and Cindy have an HO-3 policy on their single-family home. They are both listed on the policy as named insureds. Their 16-year-old son, Josh, is caring for a friends dog for a week. While Josh is walking the dog, a neighbors child runs up to pet the dog. The dog is startled and bites the child, requiring a doctor visit and five stitches. Tom and Cindys HO-3 policy Coverage FMedical Payments coverage will

A. Not cover this loss because it happened off the insured premises. B. Not cover this loss because Josh is not an insured. C. Cover this loss because the dog was in the care of an insured. D. Cover the loss because Josh was negligent in handling the dog