Tom and Nancy Boyle were surprised to learn that some of their valuable personal propertya gun collection, jewelry, a mink coat, and sterling silverwarewas subject to internal limits under their homeowners policy. What separate insurance policy can the Boyles purchase to obtain the desired coverage on this personal property?\ Question 18Select one:\ \ a.\ dwelling form\ \ b.\ personal umbrella policy\ \ c.\ personal articles floater\ \ d.\ title insurance