Tom and Suri decide to take a worldwide cruise. To do so, they need to save $25,000. They plan to invest $3,500 at the end of each year for the next five years to earn 10% compounded annually.

1-a. Calculate the future value of the investment. (FV of $1, PV of $1, FVA of $1, and PVA of $1) (Use appropriate factor(s) from the tables provided. Round your answer to 2 decimal places.)

1-b. Will Tom and Suri reach their goal of $25,000 in five years?