Tom has recently graduated from College, and will start saving money in his Tax Free

Savings Account $($TFSA$).$ Tom plans to deposit $$4,000$ today with deposits increasing by

$4\%$ per year. Tom will make a total of $30$ deposits. The expected rate of return of the

TFSA is $9\%$ per year. How much will Tom have in his TFSA in $30$ years time?